Filing Bankruptcy Without a Lawyer

Is filing bankruptcy without a lawyer acceptable? There is no law to say that you need a bankruptcy lawyer. Filing bankruptcy without a lawyer is perfectly legal. However, if you are filing bankruptcy petition without a lawyer, you should know what to do and what to expect. If you have a complicated debt problem, you may not want to file bankruptcy without a lawyer.

If you are serious about filing bankruptcy without a lawyer, on your own, representing yourself in the bankruptcy court and petition, then the first thing to look into is the new bankruptcy laws. You need to prepare well for your own bankruptcy case, the job that your bankruptcy lawyer would have done for you.

Filing bankruptcy with a lawyer

If you are filing bankruptcy with a lawyer, then make sure that your lawyer specializes in bankruptcy cases in your state. You want to hire a bankruptcy lawyer with good reputation, not the cheapest you can find. Before hiring a bankruptcy lawyer, interview him or her to make sure that he or she understands your situation. Then, you can discuss the fees for your bankruptcy case.

What to do when filing bankruptcy without a lawyer

We will discuss what to do when filing bankruptcy without a lawyer in detail in another section. But for the most part, you need to prepare and file a bankruptcy petition. You may also need to attend creditors' meetings. Depending on the bankruptcy laws of your state, you need to comply with the bankruptcy requirements set forth. For example, you may need to also file a homestead deed.

When filing a Chapter 7 bankruptcy without a lawyer, you may need to reaffirm agreements to negotiate, sign and file alot of paperwork. When filing a Chapter 7 bankruptcy or a Chapter 13 bankruptcy without a lawyer, you may need to deal with objections to approval of your repayment plan or debt discharge or valuation of your assets. We will further what you need to do when filing bankruptcy without a lawyer in another section.